Home Inspection Report
A home inspection report is important, but it doesn't cover everything in the house.
A home inspector will perform a visual inspection of your property from top to bottom, including all the main systems. State laws and professional associations require home inspectors to give clients two documents as a matter of business and ethics: written home inspector contracts and written inspection reports.
Pre-inspection agreement
Obtain a copy of the pre-inspection contract before the inspection takes place. Read and understand the document before the inspector starts the investigation. Ask the inspector to clarify anything you do not understand.
The agreement should contain the scope of the inspection services the person intends to perform as
Phantom Hacker Scam Alert: Don't Let Fraudsters Drain Accounts
August 6, 2025 Reading Time: 2 minutes
On July 29, 2025, the FBI renewed its warning about the so‑called Phantom Hacker scam—a three-phase fraud targeting vulnerable individuals, especially seniors.
👾 How the Scam Works:
Phase 1 – Tech Support Imposter
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Scammers pose as legitimate tech or customer support through pop-ups, texts, emails, or calls.
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They pressure victims to call a number and install remote-access software.
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Once inside the device, they assess victims' finances to pick the most lucrative account.
Phase 2 – Financial Institution Imposter
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A fake bank representative calls, claiming the victim's accounts were compromised by foreign hackers.
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Victims are told to move funds via wire, crypto, or cash to a "safe" account—often overseas—or to keep it secret.
Phase 3 – Government Imposter
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Yet another impersonator claims to be a U.S. government employee. They may send forged documents with official-looking letterhead.
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The goal is to reinforce the illusion that the victim must transfer funds to a secure "alias account."
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From January to June 2023 alone, these scams led to 19,000 IC3 complaints totaling over $542 million in losses. Nearly half of the victims were over 60, who accounted for two-thirds of the total losses.
Key Takeaways & Protection Tips
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The FBI now mirrors its earlier September 2023 advisory, confirming these scams remain prevalent.
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Common red flags: unsolicited pop‑ups, urgent financial requests, remote-access software installs, and insistence on secrecy.
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Banks, tech firms, and the U.S. government never ask you to transfer funds via wire, crypto, or prepaid cards to "save" your money.(La Voce di New York, Internet Crime Complaint Center)
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If contacted this way:
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Hang up.
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Disconnect the device from the internet.
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Call your bank independently using the official number on your card.
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Report the incident to the FBI IC3.(HousingWire, The Sun, Internet Crime Complaint Center)
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Know the signs, stay calm—and report any suspicious contact immediately.
(Source: FBI reissues warning on scam that wipes out bank accounts, HousingWire)
